[et_pb_section bb_built=”1″ admin_label=”Section_2_Text Left:” fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#f7f7f7″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”on” width_unit=”on” use_custom_gutter=”off” padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”off” custom_width_px=”768px” custom_padding_last_edited=”on|phone” background_color=”#ffffff” custom_padding=”60px|60px|60px|60px” custom_padding_phone=”40px|20px|40px|20px”][et_pb_column type=”4_4″][et_pb_post_title admin_label=”5 Quick Tips For a Stress Free Retirement Plan ” title=”on” meta=”on” author=”on” date=”on” categories=”off” comments=”off” featured_image=”on” featured_placement=”below” parallax_effect=”on” parallax_method=”on” text_orientation=”left” text_color=”dark” text_background=”off” text_bg_color=”rgba(255,255,255,0.9)” module_bg_color=”rgba(255,255,255,0)” use_border_color=”off” border_color=”#ffffff” border_style=”solid” disabled_on=”off|off|off” disabled=”off” custom_margin=”||40px|” title_font_size=”36px” title_font_size_phone=”28px” title_font_size_last_edited=”on|phone” title_text_color=”#00afff” meta_text_color=”#95989a” \/][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n
The superannuation balance of Australians is dismal. Men have on average $183,000 in their accounts whereas women have barely more than half that – $93,000.<\/span><\/p>\n In fact, only 10% of Australians have in excess of $100,000 in their super! \u00a0Obviously then, lots of Australians will be faced with taking a pension to live out their twilight years.<\/span><\/p>\n You don\u2019t have to be part of this statistic.<\/span><\/p>\n Begin to plan your escape now…<\/span><\/p>\n What\u2019s your dream?<\/span><\/p>\n What do you want from life? Maybe you\u2019d like to travel the world, set your kids up in business or just relax on your private beach, greeting the sunrise every morning? <\/span><\/p>\n Maybe you\u2019d like to do them all!<\/span><\/p>\n No matter what you want to do, you can do it with the right plan guiding you along the way. In fact, your dreams are the fuel that will fire your imagination when rough patches come along.<\/span><\/p>\n One thing, however, is certain. Unless you establish clear, actionable goals designed to help your dreams materialise, you\u2019ll still be dreaming after earning the proverbial gold watch at retirement age.<\/span><\/p>\n Let\u2019s get started:<\/span><\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n What is your financial situation right now? Do you live paycheck to paycheck? How much do you have in your super? What about your rainy day fund?<\/span><\/p>\n No matter where you\u2019re at right now there\u2019s an investment property strategy you can follow that will deliver the retirement you desire.<\/span><\/p>\n Consider speaking with a finance specialist to learn tips and strategies to quickly pay off your debts and build wealth using the income you\u2019ve got right now! <\/span><\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2017\/04\/shutterstock_165452231.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”investment property strategy ” \/][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n Set down in writing what it will take to reach your goals. <\/span><\/p>\n For example, if you have a home mortgage and\/or consumer debts (a\/k\/a bad debt) focus your efforts on paying these obligations off as a first priority.<\/span><\/p>\n This will free up the funds you need to supplement your super, add to your emergency cash and perhaps buy your first (or next) investment property.<\/span><\/p>\n <\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n A budget is only a good one if you follow it. Start with keeping track of every dollar you spend for at least two weeks – one to three months is even better. <\/span><\/p>\n Once you know where the money is going, you\u2019ll be able to spot patterns. Not only will you see the money you\u2019re wasting (e.g. late fees) you\u2019ll see areas you can cut to increase your expendable income.<\/span> [\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n To ensure a stress free retirement you need to eliminate all of your debt – both the good and the bad – before you put in your notice.<\/span><\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2017\/04\/shutterstock_159843515.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”retirement” \/][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n1.<\/b> Evaluate your situation<\/b><\/h3>\n
2.<\/b> Set specific, actionable goals<\/b><\/h3>\n
3.<\/b> Set and follow a livable budget<\/b><\/h3>\n
\nDesign a budget that will let you have those indulgences which mean the most to you, while helping you cut back on unnecessary or frivolous spending that doesn\u2019t help your financial situation at all.<\/span><\/p>\n4.<\/b> Pay off debt<\/b><\/h3>\n
5.<\/b> Buy investment property(ies) <\/b><\/h3>\n