{"id":5530,"date":"2017-04-05T02:52:56","date_gmt":"2017-04-04T16:52:56","guid":{"rendered":"http:\/\/www.trc-gorod.ru\/?p=5530"},"modified":"2020-05-25T11:12:08","modified_gmt":"2020-05-25T01:12:08","slug":"funding-retirement-lifestyle-investing-property","status":"publish","type":"post","link":"https:\/\/trc-gorod.ru\/funding-retirement-lifestyle-investing-property\/","title":{"rendered":"Funding Your Retirement Lifestyle through Investing in Property"},"content":{"rendered":"

[et_pb_section bb_built=”1″ admin_label=”Section_2_Text Left:” fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#f7f7f7″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”on” width_unit=”on” use_custom_gutter=”off” padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”off” custom_width_px=”768px” custom_padding_last_edited=”on|phone” background_color=”#ffffff” custom_padding=”60px|60px|60px|60px” custom_padding_phone=”40px|20px|40px|20px”][et_pb_column type=”4_4″][et_pb_post_title admin_label=”Funding Your Retirement Lifestyle through Investing in Property” title=”on” meta=”on” author=”on” date=”on” categories=”off” comments=”off” featured_image=”on” featured_placement=”below” parallax_effect=”on” parallax_method=”on” text_orientation=”left” text_color=”dark” text_background=”off” text_bg_color=”rgba(255,255,255,0.9)” module_bg_color=”rgba(255,255,255,0)” use_border_color=”off” border_color=”#ffffff” border_style=”solid” disabled_on=”off|off|off” disabled=”off” custom_margin=”||40px|” title_font_size=”36px” title_font_size_phone=”28px” title_font_size_last_edited=”on|phone” title_text_color=”#00afff” meta_text_color=”#95989a” \/][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

The number of properties you own has little to do with your ability to live comfortably off of your investment property portfolio.<\/span><\/p>\n

What does matter is the combined value of those assets…and the returns they provide.<\/span><\/p>\n

When beginning property investors first start to build up their portfolio, often they\u2019re not focused on anything past the first one or maybe two properties.<\/span><\/p>\n

But trust me…you\u2019re going to need more than two properties to gain financial freedom; unfortunately, statistics show that only a small number of investors own six or more investment properties.<\/span><\/p>\n

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Phases of investment property portfolio creation<\/b><\/h3>\n

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Essentially there are three phases a property investor must go through before he is ready to enjoy the hard won fruits of his labour.<\/span><\/p>\n

Acquisitions<\/i><\/b><\/h4>\n

As you might guess, the acquisitions period of an investor\u2019s wealth building cycle is when all of his effort is geared towards creating a supply of properties that will provide the capital he\u2019ll need to fund his retirement.<\/span><\/p>\n

At this stage, the investor\u2019s goal will be to stretch his equity as far as he can by using higher leverage loans, to increase his cash flow by using his buffers and to reduce his tax via any negative cash flow properties. His focus will be on high growth locations in a variety of marketplaces to make the most of his equity gains.<\/span><\/p>\n

Consolidation<\/i><\/b><\/h4>\n

Once the investor has exhausted his equity he will move on to the consolidation phase. This is where he\u2019ll refine his investments to maximise the yields to increase his cash flow. He will cycle through the acquisition and consolidation phases numerous times until he\u2019s ready to transition to the lifestyle phase of his investing career.<\/span><\/p>\n

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Lifestyle<\/i><\/b><\/h4>\n

The lifestyle or legacy phase of an investment property career is the place the property investor is striving towards. He may work fewer hours in order to do something he enjoys more, or he may consider buying property through his self managed super fund. \u00a0<\/span><\/p>\n

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I want to retire…where should I start?<\/b><\/h3>\n

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If you haven\u2019t done so already, consult with a finance professional<\/a> who is well acquainted with investment property owners\u2019 needs. Work with him to build up an asset base of high capital growth properties.<\/span><\/p>\n

Once you\u2019re ready, you can move into your positive cash flow phase of investing by lowering the LVR of your portfolio.<\/span><\/p>\n

You can do this in several ways:<\/span><\/p>\n