[et_pb_section bb_built=”1″ admin_label=”Section_2_Text Left:” transparent_background=”off” background_color=”#f7f7f7″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” inner_width=”auto” inner_max_width=”none”][et_pb_row make_fullwidth=”off” use_custom_width=”on” width_unit=”on” custom_width_px=”768px” custom_width_percent=”80%” use_custom_gutter=”off” gutter_width=”3″ custom_padding=”60px|60px|60px|60px” custom_padding_phone=”40px|20px|40px|20px” background_color=”#ffffff” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” column_padding_mobile=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” custom_padding_last_edited=”on|phone” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”768px”][et_pb_column type=”4_4″][et_pb_post_title admin_label=”How a %22Buy Nothing%22 Year Can Kickstart Your Financial Future” title=”on” meta=”on” author=”on” date=”on” date_format=”M j, Y” categories=”off” comments=”off” featured_image=”on” featured_placement=”below” parallax_effect=”on” parallax_method=”on” text_orientation=”left” text_color=”dark” text_background=”off” text_bg_color=”rgba(255,255,255,0.9)” disabled_on=”off|off|off” title_font_size=”36px” title_font_size_phone=”28px” title_font_size_last_edited=”on|phone” title_text_color=”#00afff” meta_text_color=”#95989a” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” custom_margin=”||40px|” disabled=”off” parallax=”on” \/][et_pb_text admin_label=”Text_B:” use_border_color=”off” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.22.2″ text_text_shadow_horizontal_length=”text_text_shadow_style,%91object Object%93″ text_text_shadow_vertical_length=”text_text_shadow_style,%91object Object%93″ text_text_shadow_blur_strength=”text_text_shadow_style,%91object Object%93″ link_text_shadow_horizontal_length=”link_text_shadow_style,%91object Object%93″ link_text_shadow_vertical_length=”link_text_shadow_style,%91object Object%93″ link_text_shadow_blur_strength=”link_text_shadow_style,%91object Object%93″ ul_text_shadow_horizontal_length=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_vertical_length=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_blur_strength=”ul_text_shadow_style,%91object Object%93″ ol_text_shadow_horizontal_length=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_vertical_length=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_blur_strength=”ol_text_shadow_style,%91object Object%93″ quote_text_shadow_horizontal_length=”quote_text_shadow_style,%91object Object%93″ quote_text_shadow_vertical_length=”quote_text_shadow_style,%91object Object%93″ quote_text_shadow_blur_strength=”quote_text_shadow_style,%91object Object%93″ header_text_shadow_horizontal_length=”header_text_shadow_style,%91object Object%93″ header_text_shadow_vertical_length=”header_text_shadow_style,%91object Object%93″ header_text_shadow_blur_strength=”header_text_shadow_style,%91object Object%93″ header_2_text_shadow_horizontal_length=”header_2_text_shadow_style,%91object Object%93″ header_2_text_shadow_vertical_length=”header_2_text_shadow_style,%91object Object%93″ header_2_text_shadow_blur_strength=”header_2_text_shadow_style,%91object Object%93″ header_3_text_shadow_horizontal_length=”header_3_text_shadow_style,%91object Object%93″ header_3_text_shadow_vertical_length=”header_3_text_shadow_style,%91object Object%93″ header_3_text_shadow_blur_strength=”header_3_text_shadow_style,%91object Object%93″ header_4_text_shadow_horizontal_length=”header_4_text_shadow_style,%91object Object%93″ header_4_text_shadow_vertical_length=”header_4_text_shadow_style,%91object Object%93″ header_4_text_shadow_blur_strength=”header_4_text_shadow_style,%91object Object%93″ header_5_text_shadow_horizontal_length=”header_5_text_shadow_style,%91object Object%93″ header_5_text_shadow_vertical_length=”header_5_text_shadow_style,%91object Object%93″ header_5_text_shadow_blur_strength=”header_5_text_shadow_style,%91object Object%93″ header_6_text_shadow_horizontal_length=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_vertical_length=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_blur_strength=”header_6_text_shadow_style,%91object Object%93″ z_index_tablet=”500″]<\/p>\n
We\u2019re living in a consumer driven society…wouldn\u2019t you agree?<\/span><\/p>\n We\u2019ve gone from perhaps a dozen or so advertisements per day through older forms of advertisement such as billboards, radio and television to even more advertisements per day via our computers and smartphones.<\/span><\/p>\n We\u2019re inundated with messages urging us to buy this, drink that, do this, do that…no wonder we\u2019re so stressed out!<\/span><\/p>\n Imagine what would happen if you decided to do something counter-cultural to all of that noise…such as having a \u201cbuy nothing\u201d year?<\/span><\/p>\n Think about it…extra money, simply by making different spending decisions!<\/span><\/p>\n What would you do with the extra money? <\/span><\/p>\n What if you put that money to use, building financial freedom rather than spending it on a flashy holiday or new car?<\/span><\/p>\n A \u201cbuy nothing\u201d year is a great way to build up the deposit for your first…or next investment property.<\/span><\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2017\/01\/shutterstock_509535001.jpg” alt=”bilboard advertisement” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” custom_css_main_element=”max-width: 384px;” disabled=”off” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” animation_direction=”left” show_bottom_space=”on” \/][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” header_font=”Open Sans||||” use_border_color=”off” border_style=”solid” disabled=”off” saved_tabs=”all” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_style=”solid” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n When you begin to reduce all extraneous consumer spending it can be tough, but after time you\u2019ll find that it:<\/span><\/p>\n <\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” header_font=”Open Sans||||” use_border_color=”off” border_style=”solid” disabled=”off” saved_tabs=”all” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_style=”solid” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n Start small, cutting out extraneous expenses such as haircuts, clothing, electronics, household items, eating out, etc. <\/span><\/p>\n Drop out of the consumer mindset and think about those relationships and possessions that mean the most to you. Does your spending reflect your beliefs? If not, think about how you can change that.<\/span><\/p>\n Rather than spend money on pricey takeout or restaurant fare, cook meals at home. <\/span><\/p>\n Save even more by purchasing items in their most basic form instead of paying more for processed. <\/span><\/p>\n If you eat out a lot now, doing this one thing can save you potentially hundreds per month…money that you could be putting towards an investment property or adding to your savings buffers.<\/span><\/p>\n Put together a spending plan then review it every month.<\/span><\/p>\n It\u2019s important to know where the money is going so that you can scale back or revise your spending as you go.<\/span><\/p>\n If something breaks, rather than buy a replacement, learn how to fix it. There are a number of resources both on and offline to help you get the job done.<\/span><\/p>\n Instead of paying premium prices for new, big ticket items such as a new couch, try to make do with what you have or if you must, buy the item refurbished or discounted…or even borrow it.<\/span><\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2017\/01\/shutterstock_522529441.jpg” alt=”cooking at home” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” custom_css_main_element=”max-width: 384px;” disabled=”off” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” animation_direction=”left” show_bottom_space=”on” \/][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” header_font=”Open Sans||||” use_border_color=”off” border_style=”solid” disabled=”off” saved_tabs=”all” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” use_border_color=”off” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.4.1″]<\/p>\nWhat a buy nothing year can do for you<\/b><\/h3>\n
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Savings tips<\/b><\/h3>\n
Shift your thinking<\/span><\/i><\/h4>\n
Cook more at home<\/span><\/i><\/h4>\n
Reconcile your accounts monthly<\/span><\/i><\/h4>\n
Learn to DIY<\/span><\/i><\/h4>\n
Delay big purchases<\/span><\/i><\/h4>\n
It\u2019s your choice<\/b><\/h3>\n