[et_pb_section bb_built=”1″ admin_label=”Section_2_Text Left:” transparent_background=”off” background_color=”#f7f7f7″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” custom_width_px=”1080px” custom_width_percent=”80%” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off” custom_padding_tablet=”50px|0|50px|0″ custom_padding_last_edited=”on|desktop” inner_width=”auto” inner_max_width=”none”][et_pb_row make_fullwidth=”off” use_custom_width=”on” width_unit=”on” custom_width_px=”768px” custom_width_percent=”80%” use_custom_gutter=”off” gutter_width=”3″ custom_padding=”60px|60px|60px|60px” custom_padding_phone=”40px|20px|40px|20px” padding_mobile=”on” background_color=”#ffffff” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” column_padding_mobile=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” custom_padding_last_edited=”on|phone” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” width=”80%” max_width=”768px”][et_pb_column type=”4_4″][et_pb_post_title admin_label=”How to Build Good Financial Habits” title=”on” meta=”on” author=”on” date=”on” date_format=”M j, Y” categories=”off” comments=”off” featured_image=”on” featured_placement=”below” parallax_effect=”on” parallax_method=”on” text_orientation=”left” text_color=”dark” text_background=”off” text_bg_color=”rgba(255,255,255,0.9)” disabled_on=”off|off|off” title_font_size=”36px” title_font_size_phone=”28px” title_font_size_last_edited=”on|phone” title_text_color=”#00afff” title_all_caps=”off” meta_text_color=”#95989a” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” custom_margin=”||40px|” disabled=”off” parallax=”on” \/][et_pb_text admin_label=”Text_B:” use_border_color=”off” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.22.2″ text_text_shadow_horizontal_length=”text_text_shadow_style,%91object Object%93″ text_text_shadow_vertical_length=”text_text_shadow_style,%91object Object%93″ text_text_shadow_blur_strength=”text_text_shadow_style,%91object Object%93″ link_text_shadow_horizontal_length=”link_text_shadow_style,%91object Object%93″ link_text_shadow_vertical_length=”link_text_shadow_style,%91object Object%93″ link_text_shadow_blur_strength=”link_text_shadow_style,%91object Object%93″ ul_text_shadow_horizontal_length=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_vertical_length=”ul_text_shadow_style,%91object Object%93″ ul_text_shadow_blur_strength=”ul_text_shadow_style,%91object Object%93″ ol_text_shadow_horizontal_length=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_vertical_length=”ol_text_shadow_style,%91object Object%93″ ol_text_shadow_blur_strength=”ol_text_shadow_style,%91object Object%93″ quote_text_shadow_horizontal_length=”quote_text_shadow_style,%91object Object%93″ quote_text_shadow_vertical_length=”quote_text_shadow_style,%91object Object%93″ quote_text_shadow_blur_strength=”quote_text_shadow_style,%91object Object%93″ header_text_shadow_horizontal_length=”header_text_shadow_style,%91object Object%93″ header_text_shadow_vertical_length=”header_text_shadow_style,%91object Object%93″ header_text_shadow_blur_strength=”header_text_shadow_style,%91object Object%93″ header_2_text_shadow_horizontal_length=”header_2_text_shadow_style,%91object Object%93″ header_2_text_shadow_vertical_length=”header_2_text_shadow_style,%91object Object%93″ header_2_text_shadow_blur_strength=”header_2_text_shadow_style,%91object Object%93″ header_3_text_shadow_horizontal_length=”header_3_text_shadow_style,%91object Object%93″ header_3_text_shadow_vertical_length=”header_3_text_shadow_style,%91object Object%93″ header_3_text_shadow_blur_strength=”header_3_text_shadow_style,%91object Object%93″ header_4_text_shadow_horizontal_length=”header_4_text_shadow_style,%91object Object%93″ header_4_text_shadow_vertical_length=”header_4_text_shadow_style,%91object Object%93″ header_4_text_shadow_blur_strength=”header_4_text_shadow_style,%91object Object%93″ header_5_text_shadow_horizontal_length=”header_5_text_shadow_style,%91object Object%93″ header_5_text_shadow_vertical_length=”header_5_text_shadow_style,%91object Object%93″ header_5_text_shadow_blur_strength=”header_5_text_shadow_style,%91object Object%93″ header_6_text_shadow_horizontal_length=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_vertical_length=”header_6_text_shadow_style,%91object Object%93″ header_6_text_shadow_blur_strength=”header_6_text_shadow_style,%91object Object%93″ z_index_tablet=”500″]<\/p>\n
Sometimes, simple can be better.<\/span><\/p>\n In fact, when you\u2019re trying to build up good financial habits, \u201csimple\u201d can be the key to reaching your goals.<\/span><\/p>\n A one page financial plan is a simple overview of your financial situation. It can help you with your everyday money decisions, and it can provide guidance when you decide to begin building your wealth creation plan by investing in houses.<\/span><\/p>\n Your plan should include the following attributes.:<\/span><\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2017\/01\/shutterstock_544837261.jpg” alt=”time to set goals ” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” custom_css_main_element=”max-width: 384px;” disabled=”off” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” animation_direction=”left” show_bottom_space=”on” \/][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” header_font=”Open Sans||||” use_border_color=”off” border_style=”solid” disabled=”off” saved_tabs=”all” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_style=”solid” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n These should be reasons that will encourage you when things get tough, and when you\u2019re making choices about buying, selling, renovating, etc.<\/span><\/p>\n Using your \u201cwhy\u201d as a guideline, design goals that are specific and actionable. <\/span><\/p>\n Prioritise your list, naming the top three to four most important goals, specifically stating your intentions.<\/span><\/p>\n Then, list three to four specific, actionable steps you need to take to meet each goal.<\/span><\/p>\n To gain a clear view of your financial situation make a list of your assets and your liabilities. <\/span><\/p>\n The net worth statement provides a good overview of your progress towards financial freedom, whether that includes paying down bad debt or saving a deposit to begin investing in houses.<\/span><\/p>\n [\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2017\/01\/shutterstock_523685788.jpg” alt=”Make saving a priority” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_width=”1px” border_style=”solid” custom_css_main_element=”max-width: 384px;” disabled=”off” animation_style=”slide” animation_duration=”500ms” animation_intensity_slide=”10%” animation_direction=”left” show_bottom_space=”on” \/][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” header_font=”Open Sans||||” use_border_color=”off” border_style=”solid” disabled=”off” saved_tabs=”all” background_position=”top_left” background_repeat=”repeat” background_size=”initial”]<\/p>\n [\/et_pb_text][et_pb_text admin_label=”Text_B:” use_border_color=”off” disabled=”off” background_position=”top_left” background_repeat=”repeat” background_size=”initial” _builder_version=”3.4.1″]<\/p>\n Your budget won\u2019t be perfect. In fact, nobody\u2019s is. There is no such thing as a perfect budget.<\/span><\/p>\n It should, however, be a living budget. <\/span><\/p>\n Find the best combination of spending and saving that aligns with your personal situation and put your budget into action.<\/span><\/p>\n Stay on top of your spending plan, tweaking it as you go along until it becomes second nature.<\/span><\/p>\n\n
How to get started<\/b><\/h3>\n
Figure out the core reason(s) why you want to become financially independent.<\/i><\/strong><\/h5>\n
Set specific goals<\/i><\/strong><\/h5>\n
Put together a net worth statement<\/i><\/strong><\/h5>\n
How to keep going<\/b><\/h3>\n
Be realistic<\/i><\/strong><\/h5>\n
Make saving a priority<\/i><\/strong><\/h5>\n