{"id":4727,"date":"2016-12-20T02:59:17","date_gmt":"2016-12-19T15:59:17","guid":{"rendered":"http:\/\/www.trc-gorod.ru\/?p=4727"},"modified":"2020-05-25T11:25:11","modified_gmt":"2020-05-25T01:25:11","slug":"which-money-personality-are-you","status":"publish","type":"post","link":"https:\/\/trc-gorod.ru\/which-money-personality-are-you\/","title":{"rendered":"Which Money Personality Are You?"},"content":{"rendered":"

[et_pb_section admin_label=”Section_2_Text Left:” fullwidth=”off” specialty=”off” transparent_background=”off” background_color=”#f7f7f7″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”on” width_unit=”on” use_custom_gutter=”off” padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”off” custom_width_px=”768px” custom_padding_last_edited=”on|phone” background_color=”#ffffff” custom_padding=”60px|60px|60px|60px” custom_padding_phone=”40px|20px|40px|20px”][et_pb_column type=”4_4″][et_pb_post_title admin_label=”Which Money Personality Are You? ” title=”on” meta=”on” author=”on” date=”on” categories=”off” comments=”off” featured_image=”on” featured_placement=”below” parallax_effect=”on” parallax_method=”on” text_orientation=”left” text_color=”dark” text_background=”off” text_bg_color=”rgba(255,255,255,0.9)” module_bg_color=”rgba(255,255,255,0)” title_all_caps=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” disabled_on=”off|off|off” disabled=”off” custom_margin=”||40px|” title_font_size=”36px” title_font_size_phone=”28px” title_font_size_last_edited=”on|phone” title_text_color=”#00afff” meta_text_color=”#95989a”] [\/et_pb_post_title][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Does it seem as if, no matter what you do, you simply can\u2019t save enough money to buy a home, much less an investment property? While I won\u2019t say that buying your first property<\/a> is a \u201ccake walk\u201d, it\u2019s not an impossible task – even if it might seem like it is right now.<\/span><\/p>\n

Right now, certain markets across Australia offer prime investment opportunities – however unless you\u2019re in a position to take advantage of these opportunities, you\u2019re left missing the boat.<\/span><\/p>\n

Take a moment and consider certain spending habits that result in roadblocks to buying an investment property. Do you recognise yourself among any of these people?<\/span><\/p>\n

 <\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n

Sally Spender<\/b><\/h3>\n

[\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2016\/12\/shutterstock_537763888.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”money spender”] [\/et_pb_image][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Sally is a sweet gal, but she\u2019s developed a bad habit that leaves her counting the days to her next paycheque.<\/span><\/p>\n

Always complaining that she\u2019s broke, she spends money as fast as she gets it – often using her credit cards to fund her unsustainable lifestyle. <\/span><\/p>\n

Rather than analysing her obligations and needs for the month before spending any of it, she spends her entire paycheque first on whatever she wants, leaving her broke for much of the time between pay periods.<\/span><\/p>\n

This result then leads her to a \u201cfeast or famine\u201d mindset which extends to the concept of buying an investment property.<\/span>
\n\u201cI never have enough money,\u201d says she, \u201cso there\u2019s no way I can buy an investment property.\u201d<\/span><\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n

Tammy Too Trusting<\/b><\/h3>\n

[\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2016\/12\/shutterstock_435464794.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”trusty”] [\/et_pb_image][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Always ready to help out a friend, Tammy believes that everyone is as genuine as she is. This trait, while charming, can be detrimental to her financial health.<\/span><\/p>\n

Rather than taking charge of her finances, she blindly trusts that her accountant or her bank manager knows what they\u2019re doing, so she can count on them to do the right thing. <\/span><\/p>\n

Even if their advice is not ill-intentioned, Tammy\u2019s sole dependence upon others\u2019 financial knowledge puts her at a disadvantage.<\/span><\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n

Forgetful Franny<\/b><\/h3>\n

[\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2016\/12\/shutterstock_536528974.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”forgetful”] [\/et_pb_image][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Life goes by in a whir for Franny. She uses her debit card to make withdrawals from her account but often forgets to deduct them from the balance. <\/span><\/p>\n

This leaves her overdrawn, costing her hundreds each month in overdraft fees as she\u2019s perpetually \u201crobbing from Peter to pay Paul.\u201d<\/span><\/p>\n

Even if Franny takes the time to put together a budget she fails to follow through and use it. This not only contributes to her overspending, but it also prevents her from getting a good overview of where her money is going.<\/span><\/p>\n

If she only realised that a few painless cuts to her spending combined with a few good bookkeeping habits could help her become a mortgage free homeowner.<\/span><\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n

Spendthrift Sammy<\/b><\/h3>\n

[\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2016\/12\/shutterstock_535120909.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”Spendthrift”] [\/et_pb_image][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Sammy lives in the \u201chere and now\u201d. He spends every dime he earns…and then some!<\/span><\/p>\n

Delayed gratification is a foreign concept to him…if he doesn\u2019t have the money to buy it now, he\u2019ll charge it…further adding to his debt load.<\/span><\/p>\n

Ironically, the debt he\u2019s incurring right now is precisely the roadblock that prevents him from living the dream lifestyle he wants. <\/span><\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Text_H3: ” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid” header_font=”Open Sans||||” saved_tabs=”all”]<\/p>\n

Foolish Freddy<\/b><\/h3>\n

[\/et_pb_text][et_pb_image admin_label=”Image_384px” src=”https:\/\/www.trc-gorod.ru\/wp-content\/uploads\/2016\/12\/shutterstock_325586258.jpg” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”left” sticky=”off” align=”left” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_css_main_element=”max-width: 384px;” alt=”foolish”] [\/et_pb_image][et_pb_text admin_label=”Text_B:” background_layout=”light” text_orientation=”left” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

Poor Freddy. He\u2019s investing in the stock market and has even bought an investment property, thinking that his investments are going to give him a cushy retirement.<\/span><\/p>\n

Will they?<\/span><\/p>\n

Who knows? Freddy has failed to establish a wealth creation plan, so he has no real clue whether or not his investments will give him the results he wants.<\/span><\/p>\n

Freddy would be wise to speak with a financial planner who can help him go through all of his records and resolve any inefficiencies in his financial situation.<\/span><\/p>\n

 <\/p>\n

Interested in Property Investment? Book a FREE consultation<\/a> with one of our\u00a0expert Investment Coaches to discuss your situation and investing goals.<\/strong><\/p>\n

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Does it seem as if, no matter what you do, you simply can\u2019t save enough money to buy a home, much less an investment property? While I won\u2019t say that buying your first property is a \u201ccake walk\u201d, it\u2019s not an impossible task – even if it might seem like it is right now. Right […]<\/p>\n","protected":false},"author":54,"featured_media":4732,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[15],"tags":[],"yoast_head":"\nWhich Money Personality Are You? | TRC-Gorod<\/title>\n<meta name=\"description\" content=\"Take a moment and consider certain spending habits that prevent you to buy an investment property. Do you recognise yourself among any of these people?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/trc-gorod.ru\/which-money-personality-are-you\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Which Money Personality Are You? | TRC-Gorod\" \/>\n<meta property=\"og:description\" content=\"Take a moment and consider certain spending habits that prevent you to buy an investment property. 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