{"id":4199,"date":"2016-11-23T00:08:10","date_gmt":"2016-11-22T13:08:10","guid":{"rendered":"http:\/\/www.trc-gorod.ru\/?p=4199"},"modified":"2020-05-25T11:22:12","modified_gmt":"2020-05-25T01:22:12","slug":"4-reasons-why-your-investment-portfolio-is-underperforming","status":"publish","type":"post","link":"https:\/\/trc-gorod.ru\/4-reasons-why-your-investment-portfolio-is-underperforming\/","title":{"rendered":"4 Reasons Why Your Investment Portfolio is Underperforming"},"content":{"rendered":"
Life can get busy. We\u2019re so involved in our work, our families…day to day life, actually…that we forget to take stock of our property investment goals. Take a minute and ask yourself…am I closer to financial independence<\/a> this year, or am I just getting by?<\/p>\n When you\u2019ve got cash positive properties it\u2019s easy to assume that your portfolio is moving along fine. After all… you don\u2019t have to empty your back pocket to pay for it, your tenant foots that bill!<\/p>\n But having cash positive properties does not mean you\u2019re making money; it\u2019s capital growth that builds wealth.<\/p>\n Is your investment portfolio delivering the results you need in order to reach your goals? Are you another year closer to financial freedom?<\/p>\n If you\u2019re not sure, then it\u2019s definitely time for a review.<\/p>\n There could be any number of reasons why you\u2019re not getting the results you need…here are 4 of the most common:<\/p>\n <\/p>\n <\/p>\n I know you\u2019ve probably heard it before, but having an investment plan makes all the difference. Why?<\/p>\n Because a well-crafted investment plan (which should include some cash positive properties) allows you to manage your equity so that you can continue building your portfolio.<\/p>\n Serviceability is key when building your portfolio and cash positive properties can add to that serviceability.<\/p>\n When your serviceability remains strong through smart investment strategies you\u2019re always in a position to make good decisions, based on the numbers, not emotion.<\/p>\n In other words, you\u2019ll be proactive, rather than reactive, automatically putting you in the driver\u2019s seat.<\/p>\n <\/p>\n <\/p>\n Your structures have a direct impact on your ability to obtain more financing, including the loan amount you\u2019re approved for and the terms extended to you.<\/p>\n If you need capital (or cash positive properties) to offset a negatively geared property, it\u2019s easier to obtain financing if you\u2019ve taken title as an individual, rather than as a company.<\/p>\n Why?<\/p>\n Because, all around, it\u2019s much simpler to get at your equity if your mortgages are in your individual name than in a trust or a corporation.<\/p>\n Now granted, there may be times you need title in a company, trust name, etc., but it\u2019s important to understand the strategy behind your choice of structure…especially in terms of your ability to obtain finance.<\/p>\n Once you learn the pros and cons of each structure you won\u2019t get caught short on equity again due to poor choice of structure.<\/p>\n <\/p>\n <\/p>\n1. \u00a0 You don\u2019t have a property investment plan<\/h2>\n
2. \u00a0 Your serviceability is impaired because you\u2019ve set up the wrong structures.<\/h2>\n
3. \u00a0 You\u2019ve simply got the wrong property\u00a0<\/h2>\n